The insurance industry is complex and constantly evolving, whether it is private, professional or general insurance. Maximum Value helps you assess the strengths of your personal or business situation in order to develop new opportunities.

Gross negligence cover

If you cause an accident because you failed to comply with traffic regulations due to gross negligence, the insurer may reclaim compensation.
Here are some examples of grossly negligent offences:

  • driving over safety lines and stop signals
  • passing through red lights
  • speeding
  • drinking and driving, drug and medication abuse.

 Some insurers will provide cover for gross negligence, at a higher cost.
However, there is no insurance against drinking and driving, drug abuse or extreme speeding.
Some insurance companies do not offer explicit gross negligence cover, but will determine for each case exactly how grossly negligent the driver’s actions were. This is usually determined by whether or not the driver’s license was confiscated by the authorities following the accident.

Insurance of persons

  • Social insurance (Public Law)
  • Pension and Survivors Insurance
  • Disability Insurance
  • Additional services
  • Accident insurance
  • Loss of earnings insurance
  • Occupational pensions
  • Health Insurance
  • Unemployment insurance
  • Military Insurance
  • Private Insurance (Private Law)
  • Life insurance Insurance in case of death
  • Individual pension insurance (pillar 3a)
  • Unrestricted individual pension insurance (pillar 3b)
  • Insurance in case of disability
  • Premium waiver insurance
  • Complementary insurance
  • Additional insurance in case of accident
  • Insurance annuities

Property insurance

  • Fire insurance
  • Theft insurance
  • Water damage insurance
  • Broken glass insurance
  • Clearance costs insurance
  • Interruption insurance
  • Insurance for valuables
  • Hail insurance

Technical insurance

  • Machinery insurance
  • Comprehensive machinery insurance
  • Installation insurance
  • Construction insurance
  • Liability insurance
  • Computer insurance

Transport insurance

  • Baggage insurance
  • Exhibition insurance

Wealth insurance

  • Private insurance liability
  • Company civil liability insurance
  • Legal protection insurance
  • Legal Protection for Business
  • Credit insurance
  • Provision of legal protection

Vehicle insurance

  • Motor vehicles civil liability insurance
  • Fully comprehensive insurance
  • Third party comprehensive insurance
  • Serious misconduct insurance
  • Provision of legal protection

Other

  • Surety insurance
  • Security deposit insurance
  • Terrorism insurance
  • Animal insurance
  • Travel insurance